Medicaid is a federally subsidized State program for people with limited financial resources. It could cover the cost of long-term nursing and personal care, including a semi-private room and meals.
It’s up to the State to determine who qualifies for Medicaid assistance. The steps the State generally takes to assess qualification include:
Medicare is a federal program for people who are 65 or older and younger people with disabilities or with irreversible kidney failure who need dialysis or a transplant. It could cover the cost of skilled nursing and rehabilitation services, including a semi-private room, meals and other medically-necessary services and supplies for up to 100 days in a long-term care facility.
Here is an overview of the restrictions and general steps taken to assess qualification for Medicare assistance:
Third Party Insurance coverage depends on the type of policy carried. It could cover the cost of a stay in a nursing facility within the policy parameters below:
The specific terms of each policy are different, so it is important to understand that deductibles, copayments, and non-covered charges may be owed to the nursing facility by the policy holder. To avoid any unexpected costs, we strongly encourage you to completely understand the terms and conditions of you or your loved one’s insurance policy before being admitted into any nursing facility.
Money paid directly by individuals in the form of cash, check, card or money order.